{"id":34679,"date":"2025-01-19T03:50:31","date_gmt":"2025-01-19T03:50:31","guid":{"rendered":"https:\/\/zonacuriosa.com.br\/?p=34679"},"modified":"2025-01-19T10:03:04","modified_gmt":"2025-01-19T10:03:04","slug":"principais-cartoes-de-credito-para-negativados","status":"publish","type":"post","link":"https:\/\/zonacuriosa.com.br\/es\/principais-cartoes-de-credito-para-negativados\/","title":{"rendered":"\u00bfCu\u00e1les son las Principales Tarjetas de Cr\u00e9dito para Personas Negativas y Asalariadas?"},"content":{"rendered":"<!--loader--><div class=\"wp-block-lazyblock-loader lazyblock-loader-owGig\"><script>\n    Math.min(window.screen.width, window.screen.height) < 768 ? document.getElementById(\"page\").classList.add(\"fixed\") : '';\n<\/script>\n<div id=\"loader\" class=\"flex h-screen fixed bg-white inset-0\" style=\"z-index: 99999;\" >\n    <div class=\"m-auto flex flex-col\">\n        <div class=\"flex\">\n            <svg style=\"color: \" class=\"m-auto animate-spin h-28 w-28\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\">\n                <circle class=\"opacity-25\" cx=\"12\" cy=\"12\" r=\"10\" stroke=\"currentColor\" stroke-width=\"4\"><\/circle>\n                <path class=\"opacity-75\" fill=\"currentColor\" d=\"M4 12a8 8 0 018-8V0C5.373 0 0 5.373 0 12h4zm2 5.291A7.962 7.962 0 014 12H0c0 3.042 1.135 5.824 3 7.938l3-2.647z\"><\/path>\n            <\/svg>\n        <\/div>\n                    <div class=\"px-2 my-4 text-center animate-pulse text-xl\">\n                Opciones de cr\u00e9dito encontradas..... Cargando            <\/div>\n                    <\/div>\n<\/div>\n<script>\n    function waitFor(conditionFunction) {\n        const poll = resolve => {\n            if(conditionFunction()) resolve();\n            else setTimeout(_ => poll(resolve), 400);\n        };\n        return new Promise(poll);\n    }\n\n    window.loaderHandler = setTimeout(() => {\n        waitFor(_ => ((document.querySelector('[data-google-query-id]') !== null) || (typeof avCustomConfig === 'object' && avCustomConfig.skipAds === true)))\n            .then(_ => {\n                if ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('zonacuriosa.com.br'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) return;\n\n                if (document.getElementById('loader')) {\n                    document.getElementById('loader').addEventListener('animationend', () => {\n                        document.getElementById(\"page\").classList.remove(\"fixed\");\n                        document.getElementById(\"loader\").remove();\n                    });\n                    document.getElementById('loader').classList.add('animate-fade-out-quickly');\n                }\n            });\n    }, 2500);\n\n    window.loaderHandler = setTimeout(() => {\n        waitFor(_ => ((typeof av === 'object' && av.requested === true) || (typeof av === 'object' && av.showLimitedAds() === true && window.googletag && googletag.pubadsReady)))\n            .then(_ => {\n                if ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('zonacuriosa.com.br'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) return;\n                \n                if (document.getElementById('loader')) {\n                    document.getElementById('loader').addEventListener('animationend', () => {\n                        document.getElementById(\"page\").classList.remove(\"fixed\");\n                        document.getElementById(\"loader\").remove();\n                    });\n                    document.getElementById('loader').classList.add('animate-fade-out-quickly');\n                }\n            });\n    }, 3500);\n\n    window.loaderHandler = setTimeout(() => {\n        waitFor(_ => (typeof av === 'object' && av.timeline?.includes('rewarded->visible')))\n            .then(_ => {                        \n                if (document.getElementById('loader')) {\n                    document.getElementById('loader').addEventListener('animationend', () => {\n                        document.getElementById(\"page\").classList.remove(\"fixed\");\n                        document.getElementById(\"loader\").remove();\n                    });\n                    document.getElementById('loader').classList.add('animate-fade-out-quickly');\n                }\n            });\n    }, 5000);\n\n    setTimeout(() => {\n        if (document.getElementById('loader')) {\n            document.getElementById('loader').addEventListener('animationend', () => {\n                document.getElementById(\"page\").classList.remove(\"fixed\");\n                document.getElementById(\"loader\").remove();\n            });\n            document.getElementById('loader').classList.add('animate-fade-out-quickly');\n        }\n    }, ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('zonacuriosa.com.br'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) ? 20000 : 10000);\n<\/script>\n<\/div><!--loader--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Tener un nombre negativo puede ser un reto, sobre todo a la hora de obtener cr\u00e9dito, pero ahora ver\u00e1s cu\u00e1les son las Principales Tarjetas de Cr\u00e9dito para Negativos<\/strong> <strong>y empleados asalariados<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, muchos pa\u00edses ofrecen alternativas de tarjetas de cr\u00e9dito para personas con un historial de incumplimiento. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En este art\u00edculo, exploraremos las cinco tarjetas de cr\u00e9dito m\u00e1s famosas del mundo que est\u00e1n disponibles para personas negativas, cubriremos tambi\u00e9n los bancos que ofrecen estos productos y c\u00f3mo puede solicitar una.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pero primero, comprendamos un poco m\u00e1s sobre algunas cosas como:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1. \u00bfQu\u00e9 significa que se niegue tu nombre?<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Cuando una persona tiene un nombre negativo se considera que est\u00e1 en mora, es decir, que no pag\u00f3 sus deudas a tiempo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esto puede resultar en restricciones en las solicitudes de cr\u00e9dito, como Experian, TransUnion o Equifax, seg\u00fan el pa\u00eds. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Aunque esto dificulta la aprobaci\u00f3n de nuevos cr\u00e9ditos, algunas instituciones financieras ofrecen opciones de tarjetas de cr\u00e9dito espec\u00edficas para acreedores negativos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>2. \u00bfC\u00f3mo funciona una tarjeta de cr\u00e9dito para personas negativas?<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Estas tarjetas funcionan de forma similar a las tradicionales, pero con algunas diferencias. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El l\u00edmite de cr\u00e9dito suele reducirse y el proceso de aprobaci\u00f3n puede ser m\u00e1s riguroso. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, algunas opciones requieren que el solicitante realice un dep\u00f3sito de seguridad como garant\u00eda, lo que ayuda a reducir el riesgo para el banco. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, estas alternativas pueden ser una buena manera de recuperar la salud financiera y mejorar su puntaje crediticio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3. Principales Tarjetas de Cr\u00e9dito Negativas del Mundo<\/strong><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Aqu\u00ed tienes cinco de las tarjetas de cr\u00e9dito m\u00e1s famosas y accesibles para personas negativas:<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Mastercard asegurada por Capital One (EE. UU.)<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La Capital One Secured Mastercard es una excelente opci\u00f3n para quienes buscan una tarjeta de cr\u00e9dito en Estados Unidos, incluso con un nombre negativo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Al ser una tarjeta asegurada, requiere un dep\u00f3sito inicial, que sirve como l\u00edmite de cr\u00e9dito. Este dep\u00f3sito var\u00eda entre US$ 49 a US$ 200, dependiendo del an\u00e1lisis del banco. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La ventaja es que, al utilizar la tarjeta de manera responsable, el cliente puede mejorar su puntaje crediticio y, eventualmente, obtener la liberaci\u00f3n de una tarjeta no segura.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Tarjeta de cr\u00e9dito asegurada Discover it\u00ae (EE. UU.)<\/h3>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z2tHACl\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.discover.com\/credit-cards\/secured-credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/post-image-discover-secured.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Desc\u00fabrelo\u00ae        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          C\u00f3mo funciona para usted la tarjeta de cr\u00e9dito asegurada Discover it\u00ae        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.discover.com\/credit-cards\/secured-credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.discover.com\/credit-cards\/secured-credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otra ubicaci\u00f3n.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.discover.com\/credit-cards\/secured-credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/post-image-discover-secured.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u00f3mo funciona la tarjeta de cr\u00e9dito asegurada Discover it\u00ae para...              <\/p>\n              <a href=\"https:\/\/www.discover.com\/credit-cards\/secured-credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Obtener tarjeta                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otra ubicaci\u00f3n.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Otra tarjeta muy recomendada en Estados Unidos para personas negativas es la tarjeta de cr\u00e9dito asegurada Discover it\u00ae. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s de exigir un dep\u00f3sito de seguridad, ofrece beneficios como cashback en compras, lo que hace que la tarjeta sea a\u00fan m\u00e1s atractiva. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Curiosamente, despu\u00e9s de un per\u00edodo de uso responsable, Discover puede convertir la tarjeta a una versi\u00f3n sin dep\u00f3sito de seguridad, lo cual es una excelente oportunidad para cualquiera que busque mejorar su puntaje crediticio.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Tarjeta de cr\u00e9dito Self Visa\u00ae (EE. UU.)<\/h3>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-mEM4x\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.self.inc\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/download-1.jpeg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Auto Visa\u00ae         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Orden en l\u00ednea            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Su kit de herramientas para generar cr\u00e9dito.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.self.inc\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.self.inc\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otra ubicaci\u00f3n.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.self.inc\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/download-1.jpeg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Su kit de herramientas para la creaci\u00f3n de cr\u00e9dito              <\/p>\n              <a href=\"https:\/\/www.self.inc\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Obtener tarjeta                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otra ubicaci\u00f3n.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta de cr\u00e9dito Self Visa\u00ae es una excelente opci\u00f3n para cualquiera que intente reconstruir su cr\u00e9dito en los Estados Unidos. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ofrece un proceso de solicitud simple y un dep\u00f3sito de seguridad inicial. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta se ofrece en asociaci\u00f3n con Self Lender, una empresa que ofrece servicios para ayudar a los consumidores a mejorar su historial financiero. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, al pagar el saldo de la tarjeta mensualmente, el cliente acumular\u00e1 un historial positivo, lo que puede ayudarle a aumentar su puntaje crediticio con el tiempo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Tarjeta de cr\u00e9dito OpenSky\u00ae Secured Visa\u00ae (EE. UU.)<\/h3>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z1sC0ET\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/hello.novacredit.com\/cards\/open-sky-secured-visa-credit-card\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/download-2.jpeg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Visa\u00ae asegurada OpenSky\u00ae        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Orden en l\u00ednea            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Nueva caracter\u00edstica! Obtenga hasta 10% de reembolso en efectivo* en compras diarias        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/hello.novacredit.com\/cards\/open-sky-secured-visa-credit-card\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/hello.novacredit.com\/cards\/open-sky-secured-visa-credit-card\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otra ubicaci\u00f3n.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Gane hasta 10% de reembolso en efectivo* en compras...              <\/p>\n              <a href=\"https:\/\/hello.novacredit.com\/cards\/open-sky-secured-visa-credit-card\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Obtener tarjeta                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otra ubicaci\u00f3n.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta de cr\u00e9dito OpenSky\u00ae Secured Visa\u00ae tambi\u00e9n es una opci\u00f3n muy conocida en los Estados Unidos para quienes dan negativo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El proceso de solicitud es muy simple y el monto del dep\u00f3sito requerido puede variar entre US$ 200 y US$ 3000. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El gran beneficio de esta tarjeta es que no requiere verificaci\u00f3n de cr\u00e9dito, lo que significa que incluso con un historial crediticio malo, puedes ser aprobada. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>OpenSky\u00ae es una buena alternativa para quienes quieren mejorar su puntuaci\u00f3n sin pasar por burocracia.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Credit One Bank\u00ae Visa\u00ae sin garant\u00eda para reconstrucci\u00f3n de cr\u00e9dito (EE. UU.)<\/h3>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-66pfA\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.creditcards.com\/best-credit-cards\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/download-3.jpeg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Cr\u00e9dito One Bank\u00ae        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Orden en l\u00ednea            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Obtenga 5% de reembolso en efectivo en compras diarias en diferentes lugares        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.creditcards.com\/best-credit-cards\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.creditcards.com\/best-credit-cards\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Obtener tarjeta            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otra ubicaci\u00f3n.        <\/p>\n 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window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && 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10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.creditcards.com\/best-credit-cards\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/zonacuriosa.com.br\/wp-content\/uploads\/sites\/86\/2025\/01\/download-3.jpeg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Obtenga reembolsos en efectivo de 5% en compras diarias en diferentes...              <\/p>\n              <a href=\"https:\/\/www.creditcards.com\/best-credit-cards\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Obtener tarjeta                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otra ubicaci\u00f3n.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La Visa\u00ae sin garant\u00eda de Credit One Bank\u00ae para reconstrucci\u00f3n de cr\u00e9dito es una excelente opci\u00f3n para quienes buscan una tarjeta de cr\u00e9dito sin garant\u00eda pero con un historial crediticio deteriorado. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La ventaja de esta tarjeta es que ofrece un l\u00edmite de cr\u00e9dito inicial m\u00e1s alto, incluso para aquellas que son negativas. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, tambi\u00e9n ofrece recompensas por compras, como reembolsos en efectivo, que pueden ser una buena forma de obtener beneficios adicionales. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, es importante recordar que las tasas de inter\u00e9s pueden ser m\u00e1s altas que las de las tarjetas convencionales.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo Solicitar una Tarjeta de Cr\u00e9dito para Personas Negativas?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Solicitar una tarjeta de cr\u00e9dito para personas negativas generalmente implica un proceso sencillo, pero es necesario tener en cuenta algunos puntos importantes:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Evaluaci\u00f3n del historial crediticio<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Incluso si su historial crediticio no es perfecto, algunos bancos pueden aprobar su solicitud bas\u00e1ndose en otros factores, como sus ingresos mensuales y su comportamiento financiero reciente. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En el caso de tarjetas aseguradas, el banco podr\u00e1 exigir un dep\u00f3sito inicial para garantizar el cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Elija el tipo de tarjeta<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Puede optar por una tarjeta de cr\u00e9dito asegurada o no asegurada. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Las tarjetas aseguradas requieren un dep\u00f3sito de seguridad, mientras que las tarjetas no aseguradas pueden ser m\u00e1s dif\u00edciles de conseguir pero ofrecen m\u00e1s libertad. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para las personas negativas, las opciones garantizadas son m\u00e1s accesibles.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Solicitud en l\u00ednea<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La mayor\u00eda de las tarjetas de cr\u00e9dito negativas se pueden solicitar en l\u00ednea. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La solicitud es sencilla y requiere completar un formulario con datos personales, como CPF, comprobante de ingresos y direcci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Espere la aprobaci\u00f3n<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Luego de la solicitud, el banco realizar\u00e1 un an\u00e1lisis y decidir\u00e1 si aprueba o no la tarjeta de cr\u00e9dito. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El plazo para este an\u00e1lisis puede variar desde unos minutos hasta unos d\u00edas, dependiendo de la instituci\u00f3n financiera. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En algunos casos, es posible que lo aprueben con un l\u00edmite inicial bajo, pero esto se puede ajustar con el tiempo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Para concluir:<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Aunque el proceso de obtenci\u00f3n de una tarjeta de cr\u00e9dito para quienes tienen calificaciones crediticias negativas puede ser un poco m\u00e1s dif\u00edcil, existen varias opciones en el mercado para ayudar a quienes desean reconstruir su salud financiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tarjetas como Capital One Secured Mastercard y Discover it\u00ae Secured Credit Card ofrecen alternativas interesantes, con el objetivo de ayudar a los usuarios a mejorar su cr\u00e9dito con el tiempo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Al realizar la solicitud de manera consciente y responsable, es posible recuperar el control de sus finanzas y lograr un futuro m\u00e1s s\u00f3lido en el mercado crediticio.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Preguntas frecuentes<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\u00bfCu\u00e1l es la principal ventaja de las tarjetas de cr\u00e9dito para las personas negativas?<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>La principal ventaja es la oportunidad de mejorar su historial crediticio mediante el uso responsable de la tarjeta.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\u00bfEs necesario tener un buen historial crediticio para ser aprobado?<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>No, especialmente si optas por una tarjeta asegurada, donde el banco exige un dep\u00f3sito inicial como garant\u00eda.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\u00bfQu\u00e9 documentos se necesitan para solicitar una tarjeta de cr\u00e9dito para personas negativas?<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Normalmente se solicitan documentos como CPF, comprobante de ingresos y comprobante de residencia.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\u00bfPuedo obtener una tarjeta de cr\u00e9dito sin dep\u00f3sito inicial?<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>S\u00ed, pero puede que sea m\u00e1s dif\u00edcil. Las tarjetas sin dep\u00f3sito inicial generalmente requieren un escrutinio m\u00e1s riguroso.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\u00bfC\u00f3mo puedo aumentar el l\u00edmite de mi tarjeta de cr\u00e9dito para personas negativas?<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Usar tu tarjeta de manera responsable, pagar las facturas a tiempo y mantener una buena relaci\u00f3n con el banco.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div><\/ol>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ter o nome negativado pode ser um desafio, especialmente quando se trata de obter cr\u00e9dito, mas agora voc\u00ea vai ver quais os Principais Cart\u00f5es de Cr\u00e9dito para Negativados e Assalariados Por\u00e9m, muitos pa\u00edses oferecem alternativas de cart\u00f5es de cr\u00e9dito para pessoas com hist\u00f3rico de inadimpl\u00eancia. Neste artigo, vamos explorar os cinco cart\u00f5es de cr\u00e9dito mais&hellip; <a class=\"more-link\" href=\"https:\/\/zonacuriosa.com.br\/es\/principais-cartoes-de-credito-para-negativados\/\">Sigue leyendo <span class=\"screen-reader-text\">\u00bfCu\u00e1les son las Principales Tarjetas de Cr\u00e9dito para Personas Negativas y Asalariadas?<\/span><\/a><\/p>","protected":false},"author":113,"featured_media":34684,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Principais Cart\u00f5es de Cr\u00e9dito para Negativados<\/title>\n<meta name=\"description\" content=\"Agora voc\u00ea vai ver quais os Principais Cart\u00f5es de Cr\u00e9dito para Negativados. 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