{"id":102741,"date":"2026-04-08T07:33:00","date_gmt":"2026-04-08T07:33:00","guid":{"rendered":"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/"},"modified":"2026-04-08T07:33:58","modified_gmt":"2026-04-08T07:33:58","slug":"2b5621f2-6f36-404e-baee-d9d23236a2bc","status":"publish","type":"post","link":"https:\/\/zonacuriosa.com.br\/de\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/","title":{"rendered":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para si<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">UNIBANCO<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cart\u00e3o de cr\u00e9dito com TAEG de 18,9%, limite at\u00e9 1.500\u20ac. Permite fracionamento em 3x sem juros e cashback at\u00e9 200\u20ac no primeiro ano.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/zonacuriosa.com.br\/de\/redirect\/?https:\/\/www.unibanco.pt\/cartoes\/cartao-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jetzt bewerben<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1 redirecionado para outro site<\/small>\n<\/div>\n<p>O cart\u00e3o de cr\u00e9dito UNIBANCO destaca-se no mercado portugu\u00eas por conjugar flexibilidade de pagamento e vantagens exclusivas, com TAEG de 18,9% e limite at\u00e9 1.500\u20ac. Entre os benef\u00edcios principais do cart\u00e3o est\u00e1 a possibilidade de dividir compras superiores a 150\u20ac em 3 presta\u00e7\u00f5es sem juros, desde que pagas na totalidade. Al\u00e9m disso, oferece at\u00e9 50 dias sem juros em pagamentos e uma campanha de cashback anual, permitindo obter at\u00e9 200\u20ac no primeiro ano para novos clientes. O acesso ao cr\u00e9dito \u00e9 simples e r\u00e1pido, enquanto a gest\u00e3o pode ser feita comodamente pela app.<\/p>\n<h3>Como pedir o cart\u00e3o UNIBANCO?<\/h3>\n<ul>\n<li>Aceder ao website UNIBANCO<\/li>\n<li>Preencher o formul\u00e1rio de ades\u00e3o<\/li>\n<li>Anexar documentos necess\u00e1rios (identifica\u00e7\u00e3o e comprovativos)<\/li>\n<li>Aguardar an\u00e1lise e aprova\u00e7\u00e3o de cr\u00e9dito<\/li>\n<li>Receber o cart\u00e3o e ativar na app<\/li>\n<\/ul>\n<h3>Vantagens a destacar<\/h3>\n<p>O cart\u00e3o oferece grande flexibilidade na gest\u00e3o do pagamento, seja em presta\u00e7\u00f5es sem juros ou pagamentos m\u00ednimos. Destaca-se ainda pelo cashback atrativo e por permitir pagamentos contactless em lojas f\u00edsicas e online, ou via wallets digitais.<\/p>\n<p>Outro ponto importante \u00e9 a produ\u00e7\u00e3o ecol\u00f3gica do cart\u00e3o, feito em PVC degrad\u00e1vel, refor\u00e7ando o compromisso ambiental do UNIBANCO.<\/p>\n<h3>A considerar<\/h3>\n<p>Apesar das vantagens, \u00e9 importante notar que o TAEG de 18,9% \u00e9 relativamente elevado face \u00e0 m\u00e9dia do mercado. Pode n\u00e3o ser o ideal para quem valoriza taxas realmente baixas.<\/p>\n<p>A oferta de cashback est\u00e1 limitada a novos clientes e a determinadas opera\u00e7\u00f5es, n\u00e3o acumulando com outras campanhas.<\/p>\n<h3>Urteil<\/h3>\n<p>O cart\u00e3o de cr\u00e9dito UNIBANCO apresenta vantagens relevantes para quem procura flexibilidade de pagamento, cashback e sustentabilidade. No entanto, o TAEG competitivo s\u00f3 compensa se pagar o total no prazo sem cair em juros elevados. Ideal para gerir compras e servi\u00e7os, com aten\u00e7\u00e3o ao uso respons\u00e1vel do cr\u00e9dito.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para si<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">UNIBANCO<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cart\u00e3o de cr\u00e9dito com TAEG de 18,9%, limite at\u00e9 1.500\u20ac. Permite fracionamento em 3x sem juros e cashback at\u00e9 200\u20ac no primeiro ano.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/zonacuriosa.com.br\/de\/redirect\/?https:\/\/www.unibanco.pt\/cartoes\/cartao-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jetzt bewerben<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1 redirecionado para outro site<\/small>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Conhe\u00e7a as vantagens do cart\u00e3o de cr\u00e9dito UNIBANCO: fracionamento 3x sem juros, cashback at\u00e9 200\u20ac e produ\u00e7\u00e3o sustent\u00e1vel. Saiba como pedir e os pr\u00f3s e contras desta oferta em Portugal.<\/p>","protected":false},"author":113,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis - Zona Curiosa<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zonacuriosa.com.br\/de\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis - Zona Curiosa\" \/>\n<meta property=\"og:description\" content=\"Conhe\u00e7a as vantagens do cart\u00e3o de cr\u00e9dito UNIBANCO: fracionamento 3x sem juros, cashback at\u00e9 200\u20ac e produ\u00e7\u00e3o sustent\u00e1vel. Saiba como pedir e os pr\u00f3s e contras desta oferta em Portugal.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/zonacuriosa.com.br\/de\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/\" \/>\n<meta property=\"og:site_name\" content=\"Zona Curiosa\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-08T07:33:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T07:33:58+00:00\" \/>\n<meta name=\"author\" content=\"ederaugusttomuller\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ederaugusttomuller\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/\",\"url\":\"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/\",\"name\":\"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis - Zona Curiosa\",\"isPartOf\":{\"@id\":\"https:\/\/zonacuriosa.com.br\/#website\"},\"datePublished\":\"2026-04-08T07:33:00+00:00\",\"dateModified\":\"2026-04-08T07:33:58+00:00\",\"author\":{\"@id\":\"https:\/\/zonacuriosa.com.br\/#\/schema\/person\/890d2e5780ff9ae3803551e7f1d7a46d\"},\"breadcrumb\":{\"@id\":\"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/#breadcrumb\"},\"inLanguage\":\"de-DE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/zonacuriosa.com.br\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/zonacuriosa.com.br\/#website\",\"url\":\"https:\/\/zonacuriosa.com.br\/\",\"name\":\"Zona Curiosa\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/zonacuriosa.com.br\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"de-DE\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/zonacuriosa.com.br\/#\/schema\/person\/890d2e5780ff9ae3803551e7f1d7a46d\",\"name\":\"ederaugusttomuller\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de-DE\",\"@id\":\"https:\/\/zonacuriosa.com.br\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/96357ca64e7ff2bf802e5dba125702c6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/96357ca64e7ff2bf802e5dba125702c6?s=96&d=mm&r=g\",\"caption\":\"ederaugusttomuller\"},\"url\":\"https:\/\/zonacuriosa.com.br\/de\/author\/ederaugusttomuller\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis - Zona Curiosa","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/zonacuriosa.com.br\/de\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/","og_locale":"de_DE","og_type":"article","og_title":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis - Zona Curiosa","og_description":"Conhe\u00e7a as vantagens do cart\u00e3o de cr\u00e9dito UNIBANCO: fracionamento 3x sem juros, cashback at\u00e9 200\u20ac e produ\u00e7\u00e3o sustent\u00e1vel. Saiba como pedir e os pr\u00f3s e contras desta oferta em Portugal.","og_url":"https:\/\/zonacuriosa.com.br\/de\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/","og_site_name":"Zona Curiosa","article_published_time":"2026-04-08T07:33:00+00:00","article_modified_time":"2026-04-08T07:33:58+00:00","author":"ederaugusttomuller","twitter_card":"summary_large_image","twitter_misc":{"Written by":"ederaugusttomuller","Est. reading time":"2 Minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/","url":"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/","name":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis - Zona Curiosa","isPartOf":{"@id":"https:\/\/zonacuriosa.com.br\/#website"},"datePublished":"2026-04-08T07:33:00+00:00","dateModified":"2026-04-08T07:33:58+00:00","author":{"@id":"https:\/\/zonacuriosa.com.br\/#\/schema\/person\/890d2e5780ff9ae3803551e7f1d7a46d"},"breadcrumb":{"@id":"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/#breadcrumb"},"inLanguage":"de-DE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/zonacuriosa.com.br\/2b5621f2-6f36-404e-baee-d9d23236a2bc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/zonacuriosa.com.br\/"},{"@type":"ListItem","position":2,"name":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Fracionamento em 3x, Cashback at\u00e9 200\u20ac e Vantagens Sustent\u00e1veis"}]},{"@type":"WebSite","@id":"https:\/\/zonacuriosa.com.br\/#website","url":"https:\/\/zonacuriosa.com.br\/","name":"Zona Curiosa","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/zonacuriosa.com.br\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"de-DE"},{"@type":"Person","@id":"https:\/\/zonacuriosa.com.br\/#\/schema\/person\/890d2e5780ff9ae3803551e7f1d7a46d","name":"ederaugusttomuller","image":{"@type":"ImageObject","inLanguage":"de-DE","@id":"https:\/\/zonacuriosa.com.br\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/96357ca64e7ff2bf802e5dba125702c6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/96357ca64e7ff2bf802e5dba125702c6?s=96&d=mm&r=g","caption":"ederaugusttomuller"},"url":"https:\/\/zonacuriosa.com.br\/de\/author\/ederaugusttomuller\/"}]}},"_links":{"self":[{"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/posts\/102741"}],"collection":[{"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/users\/113"}],"replies":[{"embeddable":true,"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/comments?post=102741"}],"version-history":[{"count":1,"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/posts\/102741\/revisions"}],"predecessor-version":[{"id":102745,"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/posts\/102741\/revisions\/102745"}],"wp:attachment":[{"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/media?parent=102741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/categories?post=102741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zonacuriosa.com.br\/de\/wp-json\/wp\/v2\/tags?post=102741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}